Advice on Filing Proof of Debt

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Tip 1 - What if I believe I do not owe the debt or I want proof of the debt?

Published: 9 years, 5 month(s) ago | Submitted by kunagisa | permalink

If you believe you do not owe the debt, or want to verify that it's your debt, send a written request to the debt collector and ask it to verify the debt. Tip: The CFPB has prepared <a href="../../../../../askcfpb/1695/ive-been-contacted-debt-collector-and-need-help-responding-how-do-i-reply.htm

For further reading: http://www.consumerfinance.gov/askcfpb/1403/what-if-i-believe-i-do-not-owe-debt-or-i-want-proof-debt.html ^[1]

Tip 2 - If I dispute a debt that is being collected, can a debt collector still try to collect the debt from me?

Published: 9 years, 5 month(s) ago | Submitted by Ralph LEVY | permalink

It depends on how soon you dispute the debt with the debt collector. Any debt collector who contacts you claiming you owe money on a debt is required by law to tell you certain information about the debt. That information must include: The name of the creditor

For further reading: http://www.consumerfinance.gov/askcfpb/338/if-i-dispute-a-debt-that-is-being-collected-can-a-debt-collector-still-try-to-collect-debt-from-me.html ^[2]

Tip 3 - 9 Ways to Turn the Tables on Debt Collectors

Published: 9 years, 5 month(s) ago | Submitted by Jen Mc Carrick | permalink

If your phone is ringing off the hook with calls from debt collectors, it's not likely that you feel in control of the situation.

For further reading: http://blog.credit.com/2013/03/9-ways-to-turn-the-tables-on-debt-collectors-65271/ ^[3]

Tip 4 - How Can You Prove a Debt Isn't Yours? | Credit.com

Published: 9 years, 5 month(s) ago | Submitted by Ivan De la Sela | permalink

Getting a letter from a debt collector can be disconcerting, especially if you were not aware of a debt. Here's how to find out if a debt is legitimate.

For further reading: http://blog.credit.com/2014/06/prove-a-debt-isnt-yours-84826/ ^[4]