How to Create and Stick to a Personal Budget

Designing a budget you can stick to doesn’t have to be a painful process.
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Learning how to budget your money is an important step in reaching your financial goals. Discover how to make a budget with this Better Money Habits video.
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Editor’s Note: Guest blogger David Bakke is a small business owner and freelance writer for the popular personal finance resource, Money Crashers. If you're struggling to get a handle on your finances, a budget may be your best tool for finally taking control of them. This can be especially helpful for freelancers with fluctuating incomes. If you've never created a budget before, however, it can be a challenge – if you don't set it up properly from the start, sticking to it is virtually impossible. To make a personal budget that's right for you, follow these tips: 1. Use an ...
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Creating your first budget can be extremely overwhelming. So overwhelming, in fact, that only 40% of American families have a working monthly budget. But it's worth the effort. Developing a budget ...

Creating a budget is the first step toward financial freedom. But you have to actually follow it if you want to be successful. It's always tempting to spend money, so you need to learn how to ...