How to Find Out Which Credit Report a Lender Will Pull

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Tip 1 - My Mortgage Lender Wrecked My Credit | Credit.com

Published: 9 years, 5 month(s) ago | Submitted by Darlene Boyce | permalink

A reader, Shelly, had given her mortgage lender permission to pull her credit reports, which is routine in such a situation. But did it mess up her credit?

For further reading: http://blog.credit.com/2014/01/help-my-mortgage-lender-wrecked-my-credit-74700/ ^[1]

Tip 2 - Credit Checks: Does Checking My Credit Score Hurt My Credit?

Published: 9 years, 5 month(s) ago | Submitted by Mu 00e 1rio Salgado | permalink

Contrary to popular belief, checking your own credit score doesn't hurt your credit. In fact, we'll show you how you can check your credit score for free!

For further reading: http://www.credit.com/credit-scores/does-checking-my-credit-score-hurt-my-credit/ ^[2]

Tip 3 - Where do mortgage companies get my credit score? From all 3 bureaus, or just one? - Zillow Mortgage Advice

Published: 9 years, 5 month(s) ago | Submitted by Felicia Shaw | permalink

Credit Scores in Fort Worth, TX - Will mortgage company pull a score from one of the Big 3, or from all and take an average?  Or ...

For further reading: http://www.zillow.com/advice-thread/Where-do-mortgage-companies-get-my-credit-score-From-all-3-bureaus-or-just-one/453018/ ^[3]

Tip 4 - Hard Inquiries and Soft Inquiries

Published: 9 years, 5 month(s) ago | Submitted by Peter Steyaert | permalink

Two kinds of inquiries can occur on your credit report: hard inquiries and soft inquiries. We explore the differences and how they can affect your credit health.
Tags: hard inquiries, soft inquiries, credit report, credit score, inquiries affect your credit

For further reading: https://www.creditkarma.com/article/hard_inquiries_and_soft_inquiries ^[4]