Dear Lifehacker, I've racked up a good bit of credit card debt, and while I'm slowly paying it down, it's a pain wrangling multiple bills with different interest rates. My credit union is offering debt consolidation loans with a lower rate than any of my cards—should I take that, use it to pay off all of my cards, and only have one, low-interest bill to pay every month?
Tags: Ask Lifehacker, Finance, Personal Finance, Money, Saving Money, Loans, Debt, Credit Cards, Debt Consolidation, consolidation, repayment, credit counseling, Credit, Budget, Bills, Interest, Plans, money management, Top, shutterstock, Lifehacker
