How to Improve Your Spouse's Credit by Adding Them to Your Credit Accounts

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How to Improve Your Spouse's Credit by Adding Them to Your Credit Accounts – This is a place for the community to provide tips and advice on How to Improve Your Spouse's Credit by Adding Them to Your Credit Accounts. This topic was created by Serge Dulhoste and the tips are provided by the community. The tips you add here can be your own or referred from another site. The best tips are then ranked at the top when up-voted by members of the community.

Tip 1 - How to Raise Your Spouse's Bad Credit Score

Published: 9 years, 4 month(s) ago | Submitted by Diogo Morales | permalink

It's not just your partner's problem—it's yours too, if you ever plan to buy a house or a car together.
Tags: , authorized user, cosign, credit, credit card, credit score, debt, fico, husband, increase your score, secured, spouse, wife

For further reading: http://time.com/money/3309192/how-to-help-spouse-increase-credit-score/ ^[1]

Tip 2 - 9 Steps to Helping Your Spouse Improve Their Credit

Published: 9 years, 4 month(s) ago | Submitted by Nathalie Goethals | permalink

Helping your spouse improve a bad credit score will benefit your entire family in the long run.

For further reading: http://credit.about.com/od/creditreportscoring/qt/Help-Your-Spouse-Improve-Their-Credit.htm ^[2]

Tip 3 - How Does Being an Authorized User Affect My Credit?

Published: 9 years, 4 month(s) ago | Submitted by Darkmercy | permalink

Considering becoming an authorized user or joint account holder? Think about how it will affect your credit and keep these factors in mind.
Tags: authorized user, joint accounts, affects credit score, affects my credit, effects on credit, credit cards, debt, financial accounts

For further reading: https://www.creditkarma.com/article/how-being-an-authorized-user-affects-credit ^[3]