How to Negotiate Cheaper Balance Transfers

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How to Negotiate Cheaper Balance Transfers – This is a place for the community to provide tips and advice on How to Negotiate Cheaper Balance Transfers. This topic was created by Floris van der Heijden and the tips are provided by the community. The tips you add here can be your own or referred from another site. The best tips are then ranked at the top when up-voted by members of the community.

Tip 1 - How to Negotiate Cheaper Balance Transfers

Published: 9 years, 3 month(s) ago | Submitted by Bilal Shafi | permalink

When you carry a hefty balance on a credit card, it may be smart to shift the balance around to a card with a lower interest rate. Although balance transfers are an ideal way to avoid higher interest ...

For further reading: http://budgeting.thenest.com/negotiate-cheaper-balance-transfers-20106.html ^[1]

Tip 2 - How to Negotiate a Lower Credit-Card Rate

Published: 9 years, 3 month(s) ago | Submitted by Poules | permalink

Is there any hope for me to negotiate my credit-card rates? I've been getting mailings for new cards with low rates, but I'd rather not apply for any new credit cards if I can avoid it.
Tags: credit card rate, interest rate

For further reading: http://www.kiplinger.com/article/credit/T016-C001-S001-how-to-negotiate-a-lower-credit-card-rate.html ^[2]

Tip 3 - Shuffle Away Your Debt With Balance Transfers

Published: 9 years, 3 month(s) ago | Submitted by Alex Roiniotis | permalink

This option can save you big bucks, but only if you watch out for rates and fees.
Tags: credit,credit card,debt,loan,interest,balance transfer,apr,annual percentage rate,low interest,credit card offer,visa,mastercard,american express,discover,balance transfer offer,credit card debt,credit cards,personal debt

For further reading: http://www.investopedia.com/articles/pf/09/balance-transfer.asp ^[3]

Tip 4 - How to Lower the Interest Rate on a Credit Card - The Simple Dollar

Published: 9 years, 3 month(s) ago | Submitted by Robert Cousar | permalink

High Interest Rates can Keep Cardholders in Debt Longer. Break Free From the Debt Cycle by Lowering your Current Interest Rates. We'll Tell you How.

For further reading: http://www.thesimpledollar.com/how-to-lower-credit-card-interest-rate/ ^[4]

Tip 5 - How To Lower Your Credit Card Interest Rates - The Simple Dollar

Published: 9 years, 3 month(s) ago | Submitted by Kristopher Gerber | permalink

When I was near my financial low point, I was literally paying hundreds a month in finance charges on my credit cards and needed to lower the interest rate

For further reading: http://www.thesimpledollar.com/a-step-by-step-guide-to-getting-your-credit-card-interest-rates-reduced/ ^[5]