How to Reduce Your Debt Strategically and Legally

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How to Reduce Your Debt Strategically and Legally – This is a place for the community to provide tips and advice on How to Reduce Your Debt Strategically and Legally. This topic was created by Dick Knapinski and the tips are provided by the community. The tips you add here can be your own or referred from another site. The best tips are then ranked at the top when up-voted by members of the community.

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Tip 1
10 Easy Ways to Pay Off Debt More
Published: 9 years, 2 month(s) ago by Kathy Hillman | permalink
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The path to financial freedom starts here.
Tags: easy ways to pay off debt,pay off debt,Money Crashers,balance transfer,create a budget,pay down debt,mint.com,minimum credit card payment,Trent Hamm,high interest credit card,WiseBread,TheSimpleDollar.com,personal finance,debt,credit cards,debit cards,shopping,personal budgets,Best You: Saving & Spending,interest rates,Stephanie Steinberg

For further reading: http://money.usnews.com/money/personal-finance/slideshows/10-easy-ways-to-pay-off-debt ^[1]

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Tip 2
Should I use a debt settlement service to help me deal with my debt and debt collectors? More
Published: 9 years, 2 month(s) ago by Theodore Keramaris | permalink
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Consider other options before thinking about using a debt settlement service. Warning: Dealing with debt settlement companies can be risky. Some debt settlement companies promise more than they can deliver. Some of your creditors may also refu

For further reading: http://www.consumerfinance.gov/askcfpb/1459/should-i-use-debt-settlement-service-help-me-deal-my-debt-and-debt-collectors.html ^[2]

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Tip 3
Strategic Default: When It Makes Sense to Walk Away From Your Home | Nolo.com More
Published: 9 years, 2 month(s) ago by I Npactmickael 9 | permalink
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In a strategic default, you let your home go into foreclosure because it's a bad financial decision to keep it. Learn the pros, cons, and alternatives.

For further reading: http://www.nolo.com/legal-encyclopedia/strategic-default-when-it-makes-sense-walk-away-from-your-home.html ^[3]

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Tip 4
Strategies for Negotiating With Creditors | Nolo.com More
Published: 9 years, 2 month(s) ago by Phil Winfield | permalink
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With the right negotiation strategies, you might be able to reduce your debt.

For further reading: http://www.nolo.com/legal-encyclopedia/strategies-negotiating-with-creditors.html ^[4]

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Tip 5
20 ways to escape debt for good More
Published: 9 years, 2 month(s) ago by Prabhu Natarajan | permalink
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With someone going bankrupt every minute in the UK, debt is a problem many of us know all too well. But there are ways out of the trap, as Nathalie Bonney shows.
Tags: moneywise,uk personal finance magazine,investing,saving,budgeting,household bills,insurance,comparison services,financial information,videos,blogs,news,features
For further reading: http://www.moneywise.co.uk/investing/financial-goals/20-ways-to-escape-debt-good ^[5]

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Tip 6
How to Pay Off Your Debt with the Stack Method More
Published: 9 years, 2 month(s) ago by Brian Soltz | permalink
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Whether it’s consumer debt on credit cards, student loans, or a mortgage, most people find themselves weighed down by debt at some point in their lives. This can keep us working jobs we hate just to pay the bills and keep our heads above water. By learning how to pay off debt, you can release the burden and remove some some stress. I’m going to explain how to pay off your debt as fast as possible using the "stack method."
Tags: money, debt, credit cards, loans, habits, motivation, stress, republished, shutterstock, Lifehacker

For further reading: http://lifehacker.com/how-to-pay-off-your-debt-using-the-stack-method-576070292 ^[6]

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Category: Fun | 9 years, 2 month(s) ago

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Contributors

Kathy Hillman, Phil Winfield, I Npactmickael 9, Prabhu Natarajan, Brian Soltz, Theodore Keramaris

References & Citations

1. http://money.usnews.com/money/personal-finance/slideshows/10-easy-ways-to-pay-off-debt

2. http://www.consumerfinance.gov/askcfpb/1459/should-i-use-debt-settlement-service-help-me-deal-my-debt-and-debt-collectors.html

3. http://www.nolo.com/legal-encyclopedia/strategic-default-when-it-makes-sense-walk-away-from-your-home.html

4. http://www.nolo.com/legal-encyclopedia/strategies-negotiating-with-creditors.html

5. http://www.moneywise.co.uk/investing/financial-goals/20-ways-to-escape-debt-good

6. http://lifehacker.com/how-to-pay-off-your-debt-using-the-stack-method-576070292