How to Remove Delinquencies From a Credit Report

Submit Your Tip

How to Remove Delinquencies From a Credit Report – This is a place for the community to provide tips and advice on How to Remove Delinquencies From a Credit Report. This topic was created by Peter Norby and the tips are provided by the community. The tips you add here can be your own or referred from another site. The best tips are then ranked at the top when up-voted by members of the community.

Tip 1 - Dealing with Delinquent Accounts

Published: 9 years, 6 month(s) ago | Submitted by Earnie Harris | permalink

We dive into what a delinquent account is and how you can dispute incorrect delinquent information. Learn more about cleaning up your report.
Tags: delinquent, delinquent account, late payment, credit bureau, file a dispute, credit karma

For further reading: https://www.creditkarma.com/article/what-is-a-delinquent-account ^[1]

Tip 2 - How to remove a closed account reported delinquent on payments?

Published: 9 years, 6 month(s) ago | Submitted by George Scarlatis | permalink

I have credit cards on my report that have long since been closed. There are no negative entries on any of these accounts, I simply didn't like the service or company and went elsewhere. I don't have eleven cards in use. I actually only keep and use one card. I have to think the eleven cards showing on my account is impacting my credit score. Any feed back would be appreciated. Thanks
Tags: calculator, calculators, calculate, loans, interest, mortgages, finance, savings, credit scores, credit trends

For further reading: https://www.creditkarma.com/question/how-to-remove-a-closed-account-reported-delinquent-on-payments ^[2]

Tip 3 - 3 Ways to Get a Late Payment Removed From Your Credit Report

Published: 9 years, 6 month(s) ago | Submitted by Philippe Klaeyle | permalink

Remove late payments from your credit report with these 3 easy ways. Late payments can negatively affect your credit score so make sure you remove them.

For further reading: http://bettercreditblog.org/3-ways-to-get-a-late-payment-removed-from-your-credit-report/ ^[3]

Tip 4 - Tips for Removing Negative Credit Report Entries Yourself

Published: 9 years, 6 month(s) ago | Submitted by Pinky Noisy 5n 5 | permalink

Being able to rid your credit report of negative credit report information can help improve your credit score by dozens of points or more. Here are some techniques for removing negative information from your credit report.

For further reading: http://credit.about.com/od/managecreditreport/qt/Strategies-To-Remove-Negative-Credit-Report-Entries-Yourself.htm ^[4]

Tip 5 - How to Remove Paid Delinquencies on Credit Reports | LIVESTRONG.COM

Published: 9 years, 6 month(s) ago | Submitted by GP Gerber | permalink

It is frustrating to have paid delinquencies on your credit reports. They show you took responsibility for an old bill, yet they look bad to creditors and bring down your credit score. Sometimes they even have incorrect information like the wrong pay date or amount. You may be able to remove paid delinquencies from your credit reports, either by...

For further reading: http://www.livestrong.com/article/71682-remove-paid-delinquencies-credit-reports/ ^[5]