How to Respond When a Creditor Sues You

Submit Your Tip

How to Respond When a Creditor Sues You – This is a place for the community to provide tips and advice on How to Respond When a Creditor Sues You. This topic was created by samspartan and the tips are provided by the community. The tips you add here can be your own or referred from another site. The best tips are then ranked at the top when up-voted by members of the community.

Tip 1 - What should I do if a creditor or debt collector sues me?

Published: 9 years, 9 month(s) ago | Submitted by Anana | permalink

If you're sued, you should respond to the lawsuit. You can respond personally or through an attorney, but you must do so by the date specified in the court papers.  When you answer the lawsuit, the debt collector will have to produce evidence that proves to the court you owe the debt. <

For further reading: http://www.consumerfinance.gov/askcfpb/334/what-should-i-do-if-a-creditor-or-debt-collector-sues-me.html ^[1]

Tip 2 - Creditor Lawsuits: How the Case Begins | Nolo.com

Published: 9 years, 9 month(s) ago | Submitted by Eric Wilkins | permalink

Have you been sued by a creditor? Here's how debt collection lawsuits start -- from the complaint to your response.

For further reading: http://www.nolo.com/legal-encyclopedia/creditor-lawsuits-how-the-case-begins.html ^[2]

Tip 3 - Creditor Lawsuits & Debt Collection Lawsuits - Nolo.com

Published: 9 years, 9 month(s) ago | Submitted by Elise Madigan | permalink

Creditor Lawsuits

For further reading: http://www.nolo.com/legal-encyclopedia/creditor-lawsuits ^[3]

Tip 4 - Seven Ways To Defend a Debt Collection Lawsuit

Published: 9 years, 9 month(s) ago | Submitted by Claus Sorensen | permalink

What can you do if you are sued by a collection agency? Here are seven options.

For further reading: http://blog.credit.com/2012/09/seven-ways-to-defend-a-debt-collection-lawsuit-62166/ ^[4]

Tip 5 - What Should I Do if I’ve Been Sued for Debt? - FindLaw

Published: 9 years, 9 month(s) ago | Submitted by Avi Pichoto | permalink

Generally speaking, creditors would rather work out a viable payment plan with their debtors than initiate legal action, which not only costs money, but can prolong the collections process.
Tags: Debt Relief, Debt Negotiation and Settlement

For further reading: http://bankruptcy.findlaw.com/debt-relief/what-should-i-do-if-i-ve-been-sued-for-debt.html ^[5]