How to Set up a Household Budget

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How to Set up a Household Budget – This is a place for the community to provide tips and advice on How to Set up a Household Budget. This topic was created by biofabio and the tips are provided by the community. The tips you add here can be your own or referred from another site. The best tips are then ranked at the top when up-voted by members of the community.

Tip 1 - A Guide to Creating Your Ideal Household Budget

Published: 9 years, 5 month(s) ago | Submitted by Vivek Nema | permalink

Here's how much you should allocate to your home, transportation, food and unplanned expenses.
Tags: personal finance,personal budgets,PerfiBucket-Saving,Best You: Saving & Spending,transportation,housing,food,consumers,Geoff Williams

For further reading: http://money.usnews.com/money/personal-finance/articles/2014/06/03/a-guide-to-creating-your-ideal-household-budget ^[1]

Tip 2 - Household Budget Worksheet

Published: 9 years, 5 month(s) ago | Submitted by aimee galimidi | permalink

Use this worksheet to get on top of your monthly living costs by projecting expenditures in various categories, and then comparing those projections to what you actually spend.
Tags: budget worksheet, budget, budgeting, Budgeting tools, Budgeting tool, Budgeting calculator, Budgeting calculator

For further reading: http://www.kiplinger.com/tool/spending/T007-S001-budgeting-worksheet-a-household-budget-for-today-a/ ^[2]

Tip 3 - How to Create a Household Budget

Published: 9 years, 5 month(s) ago | Submitted by Maxine Juvelier | permalink

Adhering to a household budget is an excellent habit to develop. It will help you to spend less, save more, and avoid problems making payments or paying excessive interest payments on credit cards. In order to create a household budget you...
Tags: WikiHow, Create a Household Budget, wiki, how to articles, how to instructions, DIY, tips, howto, learn, how do I

For further reading: http://www.wikihow.com/Create-a-Household-Budget ^[3]

Tip 4 - How to Create a Family Budget, Step By Step

Published: 9 years, 5 month(s) ago | Submitted by Beata Nalepa | permalink

With all the demands of running a family, it's hard to find time to make a household budget -- especially if the amount of money left at the end of the month is less than you want. It's important to look household finances squarely in the eye, because that's the only way to control them; otherwise, they control you. Budget creation takes time, so set aside at least a few hours. It's better to wait for a day when you don't have pressing obligations than to cobble together a plan that doesn't work. Start with a goal. Maybe it's paying off debt, or perhaps it's a college fund.
Tags: personal finance, money management, free budget planner, budgeting tools, online money manager, financial planning, personal finance software

For further reading: https://www.mint.com/budgeting-3/how-to-create-a-budget-step-by-step ^[4]

Tip 5 - How to Make a Family Budget Step by Step

Published: 9 years, 5 month(s) ago | Submitted by Anders Roth | permalink

A budget helps you plan for expenses and know where your money is going. This post shows you how to set up a budget step by step.

For further reading: http://smallnotebook.org/2008/09/30/your-family-budget-step-by-step/ ^[5]

Tip 6 - 10 Free Household Budget Spreadsheets

Published: 9 years, 5 month(s) ago | Submitted by Vgard 213 | permalink

Updated for 2015, here are my favorite free household or personal budgeting spreadsheets...
Tags: free budget spreadsheet, household budget spreadsheet, budget spreadsheets, free budget spreadsheets, budget spreadsheet, household budget template, how to make a budget sheet, how to make a budget spreadsheet, free household budget, free household budgeting spreadsheets, free household budgeting templates, free personal budget spreadsheet, free personal budgeting spreadsheets, free personal budgeting templates, household budgeting spreadsheet, How to Budget, personal budgeting spreadsheet

For further reading: http://christianpf.com/10-free-household-budget-spreadsheets/ ^[6]

Tip 7 - Build a family budget that actually works

Published: 9 years, 5 month(s) ago | Submitted by Derick Ragsdale | permalink

Be honest: Which of these activities sounds more enjoyable?A) Setting up a personal or family budget.B) Removing a rodent infestation from your attic.C) Getting a root canal.OK, OK, building a budget might not be that bad – but many of us are still loath to do it.

For further reading: http://www.today.com/money/build-family-budget-actually-works-2D79417869 ^[7]