How to Use the Military Savings Deposit Program Vs. a Money Market Account or Mutual Fund – This is a place for the community to provide tips and advice on How to Use the Military Savings Deposit Program Vs. a Money Market Account or Mutual Fund. This topic was created by Scotty Alexander and the tips are provided by the community. The tips you add here can be your own or referred from another site. The best tips are then ranked at the top when up-voted by members of the community.