Tip - Should I Take Advantage of Credit Card Balance Transfer Offers?

Dear Lifehacker, Every now and then I get these checks and offers in the mail for 0% or 2.99% balance transfers for my credit cards. I do have a balance on one of my other cards, which has a 12.99% interest rate, so 0% sounds good, but is there a catch? What do I need to look out for before doing this? You can follow or contact Melanie Pinola, the author of this post, on or .
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