Strategies Used To Negotiate Down a Credit Card Bill

With the right negotiation strategies, you might be able to reduce your debt.

Falling behind on your bills? Your phone is probably ringing off the hook with calls from creditors. Here are 10 tips for negotiating with creditors.

I was often negotiating with credit card companies to get better interest rates. I took a very active approach toward minimizing my interest expense on my debt...
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Stuck in credit card debt? It feels horrible, doesn't it? Here are some great tips for renegotiating your credit card debt.

Credit Card (Photo credit: 401(K) 2013) No one likes carrying high-interest credit card debt, but there are circumstances when paying it off right away can be a big mistake. A common question I hear from my financial planning clients is, “Should I pay off all my credit cards?” They have some [...]
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I have a couple of friends who live by their credit cards.  Unfortunately, they both have lower income jobs and live in survival mode, while continuing to participate in one financially detriment

Find out how you can negotiate your way to a lower debt load by paying up front.
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