The Effect of Debt-to-Income Ratio on Credit

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The Effect of Debt-to-Income Ratio on Credit – This is a place for the community to provide tips and advice on The Effect of Debt-to-Income Ratio on Credit. This topic was created by Kimberley Bliquez and the tips are provided by the community. The tips you add here can be your own or referred from another site. The best tips are then ranked at the top when up-voted by members of the community.

Tip 1 - Understanding Your Debt to Income Ratio

Published: 9 years, 5 month(s) ago | Submitted by Adam Salzer | permalink

Your debt to income ratio doesn't directly affect your credit score. It does, however, play a role when you are applying for a major loan or mortgage.
Tags: Debt to Income, Debt to Income Ratio, Debt-to-Income, Loans, Mortgages, Credit Score, Credit Risk

For further reading: https://www.creditkarma.com/article/debt-to-income-ratio ^[1]

Tip 2 - Does my debt-to-income (DTI) ratio affect my credit score?

Published: 9 years, 5 month(s) ago | Submitted by Marloes Nederhoff | permalink

Though closely related, your debt-to-income ratio doesn't affect your credit score as directly as you might think.
Tags: debt-to-income ratio,credit score,lenders,dti,credit report,credit agencies,credit ratings,personal debt,personal income

For further reading: http://www.investopedia.com/ask/answers/081514/does-my-debttoincome-dti-ratio-affect-my-credit-score.asp ^[2]

Tip 3 - The Effect of an Additional Credit Line on a Debt-to-Income Ratio

Published: 9 years, 5 month(s) ago | Submitted by David Barto | permalink

Whether you want to borrow money to purchase a car, a home or for any other reason, prospective lenders want to see how well you can manage debt. One common measurement tool lenders use is your ...

For further reading: http://budgeting.thenest.com/effect-additional-credit-line-debttoincome-ratio-24044.html ^[3]