Tip - Who is responsible for credit card debt after a death?

Dear Liz: My mother, who is widowed, has credit card debt. When she dies, are my sister and I responsible for that debt? There is no estate, but she does have a small amount of life insurance that mainly would go toward her funeral expenses and fixing things in her home to get it ready for sale.
Tags: credit card debt, credit card fraud small amount, debit card fraud